Home Insurance

Why Do I Need Home Insurance

Interior damage

Exterior damage

loss of belongings

Injuries

Coverage

One of the many different kinds of property insurance is homeowner’s insurance. It covers losses and damages to a person’s home, including furniture and other belongings inside the house. This kind of insurance also offers liability coverage against mishaps that happen within the house or on the land.

You can choose from a number of different homeowners insurance, as was already indicated. Six different categories of coverage are typically included in a standard policy.

Dwelling

This includes damage to your house and any adjacent structures, like a porch. If a disaster occurs, the standard coverage level will be sufficient to reconstruct your home.

Other Structures

This applies to any buildings on your land that are separate from your house, such as a free-standing garage or a shed. It also covers fence damage.

Liability

If someone is hurt while on your property, this kind of coverage will save you from having to pay out-of-pocket. Unintentional property damage costs may also be covered by liability insurance.

Personal Property

This insurance covers the cost of repairing or replacing lost, stolen, or broken property. But only if the damage occurs throughout a covered event.

Medical Payments

This form of insurance complements your liability insurance. In the event that someone is hurt while visiting your home, it will pay for medical costs.

Additional Living Expenses

This form of coverage will assist in covering short-term living costs if your house has sustained significant damage and is unfit for habitation while being repaired.

I am very happy with their service, they offered me a very reasonable quote for my home and auto insurance. It’s not bad to save $ 70 – 100 each month. Highly recommended.

Daniel Espinosa

Great customer service, gave me an honest quote really quickly, and saved me lots of money on my home insurance policy. I referred my dad and now he has his policy with them too.

Victoria J

Get In touCh

Get a Free Estimate or Schedule an Appointment

Phone

+1 713-947-3434

Office

3322 Shaver St, Pasadena, TX 77504

Email

info@aiminsuranceoftexas.com

Hours

Mon-Fri: 9am – 6pm
Sat: 10am – 5pm
Sunday: Closed

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